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  1. Hey, To be honest I'm not sure where this topic would go, and this is pretty much my first personal post; but I really need advice because google isn't helping me. I'm a 21 y/o female college student, just about to finish up my junior year. Today my dad was texting me about signing up for credit karma to raise my credit and that I should have done this when i first started college. Now I don't really feel comfortable getting a credit card, not now anyway. I don't have a stable job, I don't know a ton about the credit system since the American education system never taught me much about it and I don't have time to do the research, and I overall did not want one. He kept asking me for my email and SSN, and I ignored the messages after saying no and that I felt uncomfortable many times. I even told him that I would like to talk about it with him once I got home on the 15th of this month... which is a week and a half away. After I said that to him, he replied "All right nvm I'll do it myself. I'll start a new email for you. I don't understand any you don't trust me." He then proceeded to tell me about my score, the type of credit card I was verified for, and my card limit. Ending the messages with "You're on your way." Isn't this some kind of identity theft or something? I had a straight up panic attack over it already and I don't know what to do because, like I said, I felt very uncomfortable about it and said no multiple times and he still went through with it. Using my SSN and even creating a new email account to get me one because I refused to give him my personal ones. It's not like he has used the card (to my knowledge), since he just got it, but I don't even know the email or anything besides the type of card he got. Anyone got any advice..? TL;DR: My dad signed me up for a credit karma account, and then proceeded to apply for credit cards using an email he made under my name and my SSN, and ended up getting one after I said no multiple times. Is this a kind of identity theft? I don't know what to do...
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